Products and Services

Credit and insurance services
for farmers, ranchers,
agribusiness and rural residents.

Ag Loans & Leases

From operating lines of credit, to farm and ranch land, to livestock, equipment and facilities, we finance every aspect of farm and ranch operations.
WorkSmart® Line of Credit

Finance your farm or ranch with an operating line of credit that includes money-saving benefits and time-saving features. APPLY

Real Estate Loans

Finance or refinance farmland, pastures or acreages with attractive rates, ag-friendly flexibility and cash-back dividends.

Intermediate-Term Loans

Flexible, convenient, money-saving features for financing livestock, ag facilities, eligible farm equipment and vehicles, farm improvements and more.   APPLY

AgDirect® Equipment Financing

Along with options to buy, lease or refinance farm equipment, you’ll find attractive rates and the most ag-friendly terms in the business.

Facility Loans

Flexible, convenient, money-saving features for financing cattle and hog barns, farm storage buildings, grain bins and more.   APPLY


Save costs, improve cash flow and gain tax advantages with our leasing options for farm storage buildings, grain bins, cattle and hog barns, farm equipment and vehicles, and more.

Livestock Loans

Financing for the purchase, care, feeding or refinancing of debt on livestock and cattle.

Rural 1st offers specialized financing for country living.

Home Loans

Purchase or refinance your country home with a variety of fixed- and adjustable-rate options. Choose the down payment that fits your needs.

Construction Loans

Go from construction to permanent financing with one simple loan package – refinancing is not required when the project is complete.

Lot Loans

Get a fixed- or adjustable-rate loan on bare land and choose the term and down payment that’s right for you.

Land Loans

When you own your own bare land, you have the freedom to use it how you want. Rural 1st has lending solutions to make it happen.

Home Equity Loans

When you’re ready to buy more land, build a barn or outbuilding or make property improvements, Rural 1st can help.


We offer a full line of crop and livestock insurance products backed by highly trained specialists who understand financial risk and work to protect your working capital.

Digital Tools

Our digital tools can help you plan, manage and analyze your ag business.


Loan Payment Calculator

Frontier Farm Credit® Mobile

Remote Deposit