COOPERATIVE
MODEL

As a mission-driven financial
cooperative, we are owned and
governed by our customers. Explore
what makes our cooperative unique.

Videos

Customer Ownership

Our customer-owners have a voice in guiding our business. Explore profiles of farmers and ranchers who make up the Association.

customer-profile-clint-and-corrine-ks-thumb
Meet Clint & Corinne

Grain and Livestock Producers
Long Island, KS
Customers since 2007

"We have been able to improve our operation because our loan officer has always had faith in us.”

customer-profile-roger-and-angelina-thumb
Meet Roger & Angelina

Grain & Beef Producers
Alta Vista, KS
Customers since 1978

"We want to be proud of what we’ve done, to create an operation that can support our family. If our kids would like to step into our shoes, we will do everything possible to make it work.”

customer-profile-kyle-k-thumb
Meet Kyle

Grain Producer
Havensville, KS
Customers since 2007

"The more I farm, the more I love it. It’s such a learning experience. Frontier Farm Credit looks at opportunities with me and is helping me build a future.”

customer-profile-phillip-and-kristen-thumb
Meet Phillip & Kristen

Grain & Livestock Producers
Junction City, KS
Customers since 1996

"We want to grow, but as we get bigger, we want to get better. We want to resist the temptation to focus on growth instead of margins. ”

customer-profile-korby-and-mary-thumb
Meet Korby & Mary

Grain & Beef Producers
White City, KS
Customers since 2005

"Frontier Farm Credit fits our needs well and they are very knowledgeable. They have programs in place to help us expand and be successful.”

customer-profile-kevin-and-karla-thumb
Meet Kevin & Karla

Grain & Beef Producers
White City, KS
Customers since 2005

"Our biggest day-to-day challenge is overcoming the obstacles that jump in the way of completing what we had planned for the day. ”

Cash-Back Dividends


We offer a patronage program that returns earnings to eligible customer-owners through cash-back dividends. Each year, our customer-elected Board of Directors determines the amount distributed.

Our ability to consistently pay a cash-back dividend reflects a remarkable financial strength. In fact, the Board of Directors intends to pay a cash-back dividend equal to 0.90% of a customer’s eligible average daily loan balance for the 2018 fiscal year and beyond – the largest payout since the program began.

Cash-Back Dividends in Basis Points

FFC Cash-Back Dividends in Basis Points
Year Millions
2016 53
2017 67
2018 90
2019 100
2020 Target 100

PRODUCTS & SERVICES

Ag Loans & Leases

Rural 1st® Home Loans

Insurance

Digital Tools

Ready to Talk?

Contact us if you have questions or need more information. Fill out the form, or connect with your local office using the Office Locator.

Frontier Farm Credit serves farmers, ranchers, agribusinesses and rural residents in eastern Kansas. For inquiries outside this geography, use the Farm Credit Association Locator  to contact your local office.