Rural 1st® offers specialized financing for country living.

When clients want to buy or build a home in the country, make sure they talk to Ruralst®.

Frontier Farm Credit is proud to offer home lending through Rural 1st®. Your clients can get financing for any type of move in the country – from existing country homes and acreages, to buying land and constructing a home, to expanding, adding outbuildings and making improvements over time. Rural 1st is here to help for the long haul.

Key Benefits

Unique Lending Options

Your clients get custom financing to meet the specific needs of their rural property purchase or construction project.

Rural Expertise

Rural 1st has the experience and focus on rural lending to offer loans and financing packages tailored to your clients' specific needs.

Streamlined Loan Process

Rural 1st offers a digital, customer-driven application process with responsive service to help you close deals faster.

Equal Housing Lender logoRural 1st is the tradename for the consumer lending division and a registered trademark of Farm Credit Mid-America. Rural 1st (NMLS ID #407249) is also available to consumers within the Frontier Farm Credit (NMLS ID #628123) territory. All loans are subject to credit approval and eligibility.


Home Loans

Clients can purchase or refinance a country home with a variety of fixed- and adjustable-rate options. They can choose the down payment that fits their needs.

Construction Loans

Rural 1st offers construction to permanent financing with one simple loan package – refinancing is not required when the project is complete.

Lot Loans

Clients can get a fixed- or adjustable-rate loan on bare land and choose the term and down payment that’s right for them.

Recreational Land Loans

Buying land for recreational purposes like hunting or fishing doesn’t have to be a dream for your clients. Rural 1st has lending solutions to make it a reality.

Home Equity Loans

When your clients are ready to buy more land, build a barn or outbuilding or make property improvements, Rural 1st can help.

Ready to Talk?

Rural 1st is ready to help make your clients’ dream of country living a reality. Fill out the form to connect with your local Rural 1st Consumer Lending Officer.

Frontier Farm Credit serves farmers, ranchers, agribusinesses and rural residents in Iowa, Nebraska, South Dakota and Wyoming. For inquiries outside this geography, use the Farm Credit Association Locator  to contact your local office.