FARM REAL ESTATE LOANS

Flexible financing or refinancing for farmland, pastures and acreages.

Key Benefits of Financing with us

Attractive Land Loan Rates

Fixed rates for the life of a land loan or interim-fixed, variable or adjustable rates, including rate conversions.

Ag-Friendly Terms

We offer unusually flexible terms, including long-term options on our farm mortgage loans.

Flexible Payment Options

Choose monthly, quarterly, semiannual or annual payments to meet your cash flow needs.

Cash-Back Dividends

A significant annual benefit, customer-owners have been paid more than $113 million in cash-back dividends since 2004.

"They already know what a typical farm is doing. We trust they're going to help us make good decisions."

Caleb & Janet

Grain & Beef Producers, Kansas

Caleb & Janet

LOAN PAYMENT CALCULATOR


This is an estimate of loan payments. The actual loan payment amounts may vary depending on the interest rate, closing date and other factors.

Choose from even or decreasing payments

$1,717.77

EACH PAYMENT

$318,398

TOTAL INTEREST

$618,398

TOTAL PAYMENT

Land Loan Rates and Terms

Fixed Rates

  • Stable, predictable payment schedule.
  • Delayed disbursement, a fee-based service, lets you access your funds when you need them.

Variable Rates

  • Usually a lower rate that follows market conditions.

Adjustable-Rate Mortgages (ARM)

  • Allows you to have the security of an introductory fixed rate for a specified period of time. At the end of the initial fixed-rate period, the loan renews for the same fixed period at a new fixed rate.
  • Fixed for a period of one, three or five years.
  • Rate “caps” protect you from excessive rate increases and volatile markets.

Interim-Fixed Rates (IFR)

  • A variable-rate loan that is fixed for an agreed upon period. At the end of the period, the loan reverts to a variable-rate loan.

Reasons to Finance with Us

Rate Conversions

If your financial needs change, you can convert your variable-rate loan to a fixed-rate loan. Fees may apply.

Account Access

View balances and transaction histories, transfer funds within your accounts, make payments and more through AgriPoint® or Frontier Farm Credit® Mobile.

Payment Schedules

Select monthly, quarterly, semiannual or annual interest payment schedules; fully or partially amortized loans; and decreasing, even or accelerated payment schedules.

Financial Management

Online tools in AgriPoint help you analyze the financial health of your business. Create balance sheets and cash flows, calculate breakevens, automate recordkeeping and unlock profit insights.

Related Farmland Content

Farmland Values Relatively Stable, Despite Downward Pressure
Our latest benchmark farmland study tracks changes in cropland and pasture land in eastern Kansas.
Farmland Values Soften Modestly
While benchmark farmland values in eastern Kansas improved throughout 2018, the gain was modest in the last six months of the year.
Farmland Values Hold Steady
Even with seasonal fluctuations, farmland values have remained generally consistent since 2015.
Farmland Values Stabilize in 2017 in Grain Belt States
Farmland values in the grain belt states served by Frontier Farm Credit and Farm Credit Services of America stabilized in 2017, a reflection of continued market demand for quality land.
State-by-State Farmland Trends
The latest farmland values in eastern Kansas and grain belt states.
Farmland Values Continue Steady, Gradual Decline
Unlike last year, when a strong livestock market led to increased demand for pastureland, values on both pasture and cropland are generally down in 2016.

Ready to Talk?

Contact us if you have questions or need more information. Fill out the form, or connect with your local office using the Office Locator.

Frontier Farm Credit serves farmers, ranchers, agribusinesses and rural residents in eastern Kansas. For inquiries outside this geography, use the Farm Credit Association Locator  to contact your local office.