Rural 1st® Home Loans

rural 1st home loans

Whatever rural life you envision, Rural 1st financing can make it happen.

Frontier Farm Credit is proud to offer home lending through Rural 1st. Get financing for any type of move in the country – from existing country homes and acreages, to buying land and constructing a home, to expanding, adding outbuildings and making improvements over time. Rural 1st is here to help for the long haul.

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Key Benefits

Unique Lending Options
Get custom financing to meet the specific needs of your rural property purchase or construction project.

Rural Expertise
Rural 1st has the experience and focus on rural lending to offer loans and financing packages tailored to your specific needs.

Streamlined Loan Process
With highly skilled team members and efficient systems, you can expect a streamlined loan process.


home loans

Home Loans
Purchase or refinance your country home with a variety of fixed- and adjustable-rate options. Choose the down payment that fits your needs.


home construction
Construction Loans
Go from construction to permanent financing with one simple loan package – refinancing is not required when the project is complete.


lot loans

Lot Loans
Get a fixed- or adjustable-rate loan on bare land and choose the term and down payment that’s right for you.

recreational loans
Recreational Land Loans
Buying land for recreational purposes like hunting or fishing doesn’t have to be a dream. Rural 1st has lending solutions to make it a reality.


home equity loans
Home Equity Loans
When you’re ready to buy more land, build a barn or outbuilding or make property improvements, Rural 1st can help.

Ready to Talk?

Contact us if you have questions or need more information. Fill out the form below, or connect with your local office.

Frontier Farm Credit serves farmers, ranchers, agribusinesses and rural residents in eastern Kansas. For inquiries outside this geography, use the Farm Credit Association Locator to contact your local office.

Rural 1st is the tradename for the consumer lending division and a registered trademark of Farm Credit Mid-America. Rural 1st (NMLS ID #407249) is also available to consumers within the Frontier Farm Credit (NMLS ID #628123) territory. All loans are subject to credit approval and eligibility.Equal Housing Lender logo