- Featured News
- President's Corner
- Of Intere$t
- Crop Talk
- Leasing Residual
- Business ¢ents
- On The Horizon
- Press Releases
- PDF Newsletters
- Employment Opportunities
Stock Indices
|
-81.80
News
Why You Should Review Your Life Insurance Policies
Life insurance has changed dramatically over the past several years. An insurance review can ensure you are getting the most value with your policies.
Consider:
- Older policies may not be utilizing the latest cost of insurance factors. Medical and technical advances have greatly decreased mortality costs allowing for substantial reductions in the “cost of insurance”for elderly clients.
- Many policies may not have lifetime guarantees. Their viability may be based not only on outdated costs, but also on outdated crediting rates.
- Due to life changes, ownership and beneficiary designations policies should be regularly reviewed. The wrong ownership and/or beneficiary arrangements may cost you more than half of the existing insurance benefits.
- Trustees have an obligation to review the policies they hold in trust, especially since the prudent investor rule replaced the prudent person rule. Many feel that they do not have the expertise to review life insurance policies. Trustees are required to have guidelines and procedures in place to handle Trust Owned Life Insurance; however recent surveys indicate that approximately 90 percent are not yet using them. Our experts are available to assist the trustees in fulfilling their fiduciary responsibility.
Let the experts at Frontier Farm Credit help you:
1. Save money
2. Obtain the correct life insurance product at the best price & value
3. Protect what is important
Featured News
Frontier Farm Credit Introduces AgStart
“Young Guns” is more than a movie to Frontier Farm Credit. It is a team of new and beginning loan officers that meet twice a year for training purposes. Earlier this year Doug Hofbauer, CEO, challenged some of the “Young Guns” to work with other team members to implement a fresh lending program geared toward young, beginning, and minority producers.
President's Corner
President's Corner
We know you are busy and hope this newsletter gets you the information you need quickly and succinctly. We are fortunate that agriculture is a bright spot in the overall economy, and we go into a period of financial turmoil with generally strong balance sheets. With the turmoil on Wall Street and in the national credit markets, let me answer a few commonly asked questions. Continue Reading>>
Click here to view all of our featured news and articles.
Of Intere$t
Of Intere$t
Fortunately, Farm Credit does not deal in the subprime market and did not have exposure to the “toxic debt” that caused so many
problems on balance sheets. Being a single industry lender dedicated to agriculture has produced a conservative risk tolerance within the Farm Credit system. This is apparent with our strong balance sheets and healthy capital levels. By “sticking to our knitting” Farm Credit has avoided the issues that closed the doors of other financial institutions. Continue Reading>>
Click here to view all of our featured news and articles.
Crop Talk
Crop Talk
2008 will be a year to remember in agriculture. All time record
commodity prices, record floods and rainfall, diseased crops, turmoil in our national and world economy, and for the most part good to excellent yields in the Frontier Farm Credit territory. Continue Reading>>
Click here to view all of our featured news and articles.
Leasing Residual
Leasing Residual
Why do people lease? Here are some ideas to answer that question:
Tax Management Strategies
- Increase rate of depreciation
- Avoid losing depreciation in the 4th quarter
Continue Reading>>
Click here to view all of our featured news and articles.
Business ¢ents
Business ¢ents
Business Tax Planning Keeping accurate and up-to-date business records can be a difficult but important part of operating a business. If you find this challenging, plan ahead. Don’t wait until tax time or until you are totally confused. Your records will be used to prepare tax returns, make business decisions, and apply for loans. Set aside a special time each day to update your records or seek help from a qualified professional. It will pay off in the long run with more deductions and fewer headaches. Everyone in business must keep records. Good records will help you: Continue Reading>>
Click here to view all of our featured news and articles.
Press Releases
Latest Press Release
- Riffel Promoted to Frontier Farm Credit Vice President of Credit Services
- Fike Promoted to Frontier Farm Credit Senior Vice President of Credit
- Frontier Farm Credit Plans to Build New Marysville Location