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AgStart Jump-Starts Young Farmers
by Mark Parker
Andrew and Emily Schrader were up against a cold hard fact that everyone in agriculture knows all about:
Getting a start in farming or ranching is a mighty tough row to hoe for a young person. Andrew had the skills, he had the desire and he had the commitment. What he and Emily lacked was the capital necessary for a traditional loan down payment.
And that’s where Frontier Farm Credit’s AgStart program offered a leg-up. “It’s a great program,” Andrew says. “Frankly, I don’t think we could have done it any other way. We save what we can, but it would have taken a long time to come up with the money for this particular opportunity and by that time, it would have been gone.” Continue Reading>>
President's Corner
President's Corner
I love the fall! Maybe it’s the harvest season or maybe its football, but in either case we’re finding out how the preparation and work will be rewarded. To use the football analogy, our Association is into our 4th quarter of a year with tremendous volatility and challenge. Because we have some customers that have really been challenged this past year, our Association results through 3rd quarter 2009 have been stressed.
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Of Intere$t
Of Intere$t
While we may be slowly working our way out of the global recession here in the second half of 2009, it just won’t feel like it in many areas of the economy. Productivity is up, balance sheets are being de-levered, and we continue to work our way through excesses in areas like housing. The job markets, however, are tough, and will continue to be so as consumers are more cautious and confidence is still precarious. An increase in government regulation and oversight and intervention into the markets will also mute some of the economic recovery, at least here in the United States.
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Crop Talk
Crop Talk
I hope this article finds all of you in the middle of a successful harvest. We have some spot loss situations due to hail, wind, flood, disease and in some cases, loss of nitrogen due to excess moisture. For the most part, however, I have heard about excellent yields. Please consider the following key points at harvest time:
- Keep production records by unit. Mark your grain bins and identify all scale tickets by unit. Split tickets are NOT acceptable in the event of a claim.
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Leasing Residual
Leasing Residual
Just a few thoughts on some benefits of leasing as you plan
around year-end:
- Tax Advantages – Faster write offs, larger expenses
- No Down Payment
- Preserve Working Capital
- Flexible Payment Schedules – Meet cash flows
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Business ¢ents
Business ¢ents
Business planning should take place all year long when possible. The tax planning side of the Business Plan does take on more significance at year-end, as there are only a few more months to make adjustments that can save dollars from being paid to taxes.
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Press Releases
Latest Press Release
- Riffel Promoted to Frontier Farm Credit Vice President of Credit Services
- Fike Promoted to Frontier Farm Credit Senior Vice President of Credit
- Frontier Farm Credit Plans to Build New Marysville Location
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